:root{--navy:#14213d;--ink:#1f2633;--mut:#5b6474;--bg:#ffffff;--bg2:#f3f5f8;--line:#e1e5ec;--green:#3f8f6b;--gold:#a8843f;--gold2:#c9a45c}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font:17px/1.7 -apple-system,"Helvetica Neue",Arial,sans-serif}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;font-weight:400;line-height:1.25;color:var(--navy)}
a{color:var(--navy)}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
.nav{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;justify-content:space-between;align-items:center;height:76px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.wm{display:flex;flex-direction:column;line-height:1.2}
.wm b{font-weight:600;letter-spacing:.22em;font-size:16px}
.wm b span{color:var(--gold)}
.wm small{font-size:12px;color:var(--mut);letter-spacing:.02em}
.btn{display:inline-block;background:var(--navy);color:#fff;border:1px solid var(--navy);border-radius:4px;padding:14px 26px;font-weight:600;text-decoration:none;cursor:pointer;font-size:16px}
.btn:hover{background:#0d172c}
.btn-ghost{background:transparent;color:var(--navy)}
.btn-ghost:hover{background:var(--bg2)}
.btn-sm{padding:9px 18px;font-size:14px}
.cta{display:flex;gap:14px;flex-wrap:wrap}
.hero{padding:110px 0 100px;background:linear-gradient(180deg,#f3f5f8,#fff)}
.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:.18em;font-size:13px;font-weight:600;margin-bottom:20px}
.hero h1{font-size:46px;max-width:820px;margin-bottom:24px}
.hero em{color:var(--gold);font-style:italic}
.lead{color:var(--mut);max-width:640px;margin-bottom:36px;font-size:19px}
.trustbar{background:var(--navy);color:#fff}
.tb{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding-top:30px;padding-bottom:30px}
.tb div{display:flex;align-items:center;gap:14px}
.tb svg{flex:none;width:30px;height:30px;fill:none;stroke:var(--gold2);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.tb p{font-size:15px;line-height:1.4}
.sec{padding:96px 0}
.alt{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:34px;margin-bottom:12px}
h2::after{content:"";display:block;width:44px;height:2px;background:var(--gold);margin-top:16px}
.intro{color:var(--mut);margin-bottom:34px}
.grid{display:grid;gap:22px;grid-template-columns:repeat(4,1fr);margin-top:34px}
.grid.three{grid-template-columns:repeat(3,1fr)}
.grid.two{grid-template-columns:repeat(2,1fr)}
.card,.trust{background:#fff;border:1px solid var(--line);padding:30px;border-radius:6px}
.card h3,.trust h3{font-size:21px;margin-bottom:8px}
.card p,.trust p,.steps p{color:var(--mut)}
.ic{display:block;color:var(--gold);font-size:24px;margin-bottom:12px}
.steps{list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:34px;margin-top:38px}
.steps li{border-left:2px solid var(--gold2);padding-left:24px}
.num{font-family:Georgia,serif;color:var(--gold);font-size:34px}
.steps h3{font-size:22px;margin:4px 0 6px}
.founder{display:grid;grid-template-columns:280px 1fr;gap:56px;align-items:center}
.photo{aspect-ratio:4/5;background:var(--bg2);border:1px dashed #b8c1d1;border-radius:6px;display:flex;align-items:center;justify-content:center;color:var(--mut);font-size:14px}
.founder p{color:var(--mut);margin-top:14px;max-width:620px}
.price{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:40px 34px;max-width:600px;margin-top:34px;border-radius:6px}
.price-t{color:var(--gold);letter-spacing:.18em;text-transform:uppercase;font-size:13px;font-weight:600}
.price-n{font-family:Georgia,serif;font-size:44px;color:var(--navy);margin:6px 0 22px}
.price-n small{font-size:16px;color:var(--mut)}
.sub{font-weight:600;color:var(--navy);margin:8px 0 4px}
.incl,.excl{list-style:none;margin-bottom:22px}
.incl li,.excl li{padding:8px 0 8px 28px;position:relative;border-bottom:1px solid var(--line)}
.incl li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:700}
.excl li{color:var(--mut)}
.excl li::before{content:"–";position:absolute;left:4px;color:var(--mut)}
.note{color:var(--mut);font-size:15px;margin-bottom:26px}
details{border-bottom:1px solid var(--line);padding:20px 0}
summary{cursor:pointer;font-size:18px;color:var(--navy);list-style:none;position:relative;padding-right:30px}
summary::after{content:"+";position:absolute;right:0;color:var(--gold);font-size:22px;line-height:1}
details[open] summary::after{content:"–"}
details p{color:var(--mut);margin-top:10px}
form{display:grid;gap:16px;margin-top:10px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{display:grid;gap:6px;font-size:14px;color:var(--navy);font-weight:600}
input,textarea{font:inherit;font-weight:400;padding:12px 14px;border:1px solid #cfcabf;border-radius:4px;background:#fff;color:var(--ink)}
input:focus,textarea:focus{outline:2px solid var(--gold2);border-color:var(--gold2)}
form .btn{justify-self:start}
.melding{color:var(--navy);background:#eef7f2;border-left:3px solid var(--green);padding:10px 14px}
.contact{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:40px;padding-top:28px;border-top:1px solid var(--line);color:var(--mut)}
.contact strong{color:var(--navy)}
.foot{background:var(--navy);color:#c9cfdb;padding:56px 0;font-size:14px}
.foot .logo,.foot .wm b{color:#fff}
.foot .wm small{color:#aab3c4}
.foot a{color:#fff}
.foot p+p{margin-top:8px}
.fgrid{display:grid;grid-template-columns:1.2fr 1fr 1.3fr;gap:32px;align-items:start}
@media (max-width:900px){
 .grid,.grid.three,.tb{grid-template-columns:1fr 1fr}
 .steps{grid-template-columns:1fr}
 .fgrid{grid-template-columns:1fr}
}
@media (max-width:600px){
 .hero{padding:64px 0 60px}.hero h1{font-size:33px}.lead{font-size:17px}
 .sec{padding:64px 0}h2{font-size:28px}
 .grid,.grid.three,.grid.two,.tb,.row,.contact{grid-template-columns:1fr}
 .founder{grid-template-columns:1fr;gap:28px}.photo{max-width:240px}
 .nav .btn-sm{padding:8px 12px;font-size:13px}
 .wm b{font-size:14px;letter-spacing:.16em}.wm small{font-size:11px}
}
.tb svg.ok{stroke:#7cc4a0}
/* ===== v2 afwerking ===== */
:root{--bg2:#f5f7fa;--sh:0 1px 2px rgba(20,33,61,.05),0 8px 24px rgba(20,33,61,.07)}
.nav-in{height:84px}.wm b{font-size:18px;font-weight:700}.wm small{font-size:12.5px}
.logo img{filter:drop-shadow(0 2px 3px rgba(20,33,61,.18))}
.btn{border-radius:8px;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{transform:translateY(-1px);box-shadow:0 6px 16px rgba(20,33,61,.18)}
.btn-gold{background:var(--gold);border-color:var(--gold);width:100%;text-align:center}.btn-gold:hover{background:#94733a}
.hero{padding:84px 0 92px;background:radial-gradient(900px 420px at 85% 30%,#e9edf4,transparent 70%),linear-gradient(180deg,#f5f7fa,#fff)}
.hero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero h1{font-size:50px}
.mock{position:relative;justify-self:center;width:330px;padding:20px 0 0}
.mac{position:absolute;left:-70px;bottom:46px;width:250px;height:92px;border-radius:18px;background:linear-gradient(180deg,#e7ebf2,#d6dce6);box-shadow:var(--sh);display:flex;align-items:flex-end;gap:8px;padding:0 0 16px 22px;color:var(--mut);font-size:12px}
.mac-top{position:absolute;top:10px;left:16px;right:16px;height:3px;border-radius:2px;background:rgba(255,255,255,.7)}
.lock{width:18px;height:18px;fill:none;stroke:var(--gold);stroke-width:1.8;stroke-linecap:round}
.phone{position:relative;margin-left:auto;width:260px;border-radius:36px;background:#0f1a30;padding:12px;box-shadow:0 30px 60px rgba(20,33,61,.28),0 0 0 1px #2a3a5c inset}
.ph-bar{display:flex;gap:10px;align-items:center;background:#f7f8fa;border-radius:26px 26px 0 0;padding:16px 14px 10px;border-bottom:1px solid var(--line);line-height:1.2}
.ph-bar b{display:block;font-size:13px;color:var(--navy)}.ph-bar small{font-size:11px;color:var(--green)}
.av{width:30px;height:30px;border-radius:50%;background:var(--navy);display:flex;align-items:center;justify-content:center}.av img{width:16px}
.chat{background:#e8edf3;padding:14px 10px;display:flex;flex-direction:column;gap:8px;min-height:300px}
.b{max-width:84%;font-size:13px;line-height:1.4;padding:8px 11px;border-radius:14px;box-shadow:0 1px 1px rgba(0,0,0,.06)}
.me{align-self:flex-end;background:#dcefe3;border-bottom-right-radius:4px;color:var(--ink)}
.ai{align-self:flex-start;background:#fff;border-bottom-left-radius:4px;color:var(--ink)}
.ck{color:var(--green);font-weight:700}
.ph-in{background:#f7f8fa;border-radius:0 0 26px 26px;padding:12px 14px 18px}.ph-in span{display:block;border:1px solid var(--line);border-radius:16px;padding:5px 12px;font-size:12px;color:#9aa3b2;background:#fff}
.mock figcaption{text-align:right;margin-top:12px;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--mut)}
.card,.trust{border-radius:12px;box-shadow:var(--sh);transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-3px)}
.ic{width:46px;height:46px;border-radius:12px;background:#f6f0e4;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.ic svg{width:24px;height:24px;fill:none;stroke:var(--navy);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.trust{border-top:3px solid var(--gold2)}
.timeline{position:relative}
.timeline::before{content:"";position:absolute;top:28px;left:16%;right:16%;height:2px;background:linear-gradient(90deg,var(--gold2),var(--navy))}
.timeline li{border:0;padding:0;text-align:center;position:relative}
.timeline .num{display:flex;width:56px;height:56px;margin:0 auto 14px;border-radius:50%;background:var(--navy);color:#fff;align-items:center;justify-content:center;font-size:24px;box-shadow:0 0 0 6px var(--bg2),0 0 0 7px var(--gold2)}
.promise{background:#fff;border-top:1px solid var(--gold2);border-bottom:1px solid var(--gold2)}
.pr{display:flex;justify-content:center;flex-wrap:wrap;gap:10px 34px;padding-top:22px;padding-bottom:22px;font-size:15px;color:var(--navy)}
.pr b{color:var(--gold);letter-spacing:.16em;text-transform:uppercase;font-size:13px;align-self:center}
.pr span::before{content:"✓";color:var(--green);font-weight:700;margin-right:8px}
.photo{aspect-ratio:1;border-radius:50%;border:3px solid var(--gold2);background:radial-gradient(circle at 50% 38%,#dfe4ec,#c9d1dd);box-shadow:var(--sh),0 0 0 10px #fff}
.photo span{font-size:14px;color:var(--mut)}
blockquote{font-family:Georgia,serif;font-style:italic;font-size:21px;line-height:1.5;color:var(--navy);border-left:3px solid var(--gold);padding:4px 0 4px 20px;margin:22px 0 6px}
.price{padding:0;border:2px solid var(--navy);border-radius:14px;overflow:hidden;box-shadow:0 20px 50px rgba(20,33,61,.14);margin-left:auto;margin-right:auto}
.price-h{background:var(--navy);padding:30px 34px}.price-h .price-t{color:var(--gold2)}.price-h .price-n{color:#fff;margin:6px 0 0}.price-h small{color:#aab3c4}
.price-b{padding:28px 34px 34px}
.incl li::before{content:"";top:15px;width:16px;height:16px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12l4 4 8-8' fill='none' stroke='white' stroke-width='3'/%3E%3C/svg%3E") center/12px no-repeat}
.excl li::before{content:"";top:22px;left:2px;width:12px;height:2px;background:#aab1bd}
#prijs h2,#prijs h2::after{text-align:center;margin-left:auto;margin-right:auto}
.contact{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px;box-shadow:var(--sh)}
input,textarea{border-radius:8px}
.foot{border-top:3px solid var(--gold)}
.fade{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}.fade.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.fade{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}.btn,.card{transition:none}}
@media (max-width:900px){.hero-in{grid-template-columns:1fr}.timeline::before{display:none}.mock{justify-self:center}}
@media (max-width:600px){.hero h1{font-size:34px}.mock{width:280px}.phone{width:240px;margin:0 auto}.mac{left:-14px;width:200px;bottom:60px}.mock figcaption{text-align:center}.pr{justify-content:flex-start;flex-direction:column}.price-h,.price-b{padding-left:22px;padding-right:22px}.nav-in{height:74px}.logo img{width:38px;height:45px}}
.mac{left:-170px;width:270px}
@media (max-width:900px){.mac{left:-120px}}
@media (max-width:600px){.mac{display:none}.mock{width:260px;padding-top:0}.phone{width:250px}}
.mac{left:-90px;width:200px;padding-left:16px}
@media (max-width:600px){.price-n small{display:block;margin-top:4px}}
/* chat-assistenten (concept) */
.nowrap{white-space:nowrap}
.nav-act{display:flex;align-items:center;gap:14px}
.nav-sup,.foot-sup{background:none;border:0;font:inherit;color:inherit;cursor:pointer;text-decoration:underline;text-underline-offset:3px;padding:4px}
.nav-sup{color:var(--green);font-weight:600;font-size:15px}
.chat-fab{position:fixed;right:22px;bottom:22px;z-index:20;display:flex;align-items:center;gap:8px;background:var(--navy);color:#fff;border:0;border-radius:999px;padding:10px 18px 10px 12px;font:600 15px/1 -apple-system,Arial,sans-serif;box-shadow:0 6px 20px rgba(20,33,61,.3);cursor:pointer}
.chat-fab:focus-visible,.pa-chat button:focus-visible,.nav-sup:focus-visible{outline:3px solid var(--gold2);outline-offset:2px}
.pa-chat{position:fixed;right:22px;bottom:86px;z-index:30;width:380px;height:560px;max-height:calc(100vh - 110px);background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 14px 40px rgba(20,33,61,.25);display:flex;flex-direction:column;overflow:hidden;font-size:15px;line-height:1.5}
.pa-chat[hidden]{display:none}
.chat-h{background:var(--navy);color:#fff;padding:14px 16px;display:flex;justify-content:space-between;align-items:center;border-bottom:3px solid var(--gold)}
.chat-sup .chat-h{background:var(--green);border-bottom-color:#2c6b4f}
.chat-h b{font-family:Georgia,serif;font-weight:400;font-size:19px;display:block}
.chat-h small{opacity:.85;font-size:12px}
.tag{display:inline-block;margin-left:6px;padding:0 6px;border:1px solid rgba(255,255,255,.6);border-radius:3px;font-size:10px;text-transform:uppercase;letter-spacing:.08em}
.chat-x{background:none;border:0;color:#fff;font-size:28px;line-height:1;cursor:pointer;padding:2px 8px}
.chat-log{flex:1;overflow-y:auto;padding:14px;background:var(--bg2);display:flex;flex-direction:column;gap:10px}
.msg{max-width:85%;padding:9px 13px;border-radius:12px;white-space:pre-line}
.msg.bot{background:#fff;border:1px solid var(--line);align-self:flex-start}
.msg.me{background:var(--navy);color:#fff;align-self:flex-end}
.chat-sup .msg.me{background:var(--green)}
.msg code{background:#eef1f5;padding:1px 5px;border-radius:3px;font-size:13px}
.chips{display:flex;flex-wrap:wrap;gap:6px;padding:8px 12px;border-top:1px solid var(--line)}
.chips button{background:#fff;border:1px solid var(--navy);color:var(--navy);border-radius:999px;padding:5px 11px;font-size:13px;cursor:pointer}
.chat-sup .chips button{border-color:var(--green);color:var(--green)}
.chat-f{display:flex;border-top:1px solid var(--line)}
.chat-f input{flex:1;border:0;padding:13px 14px;font:inherit;min-width:0}
.chat-f button{background:var(--navy);color:#fff;border:0;padding:0 18px;cursor:pointer;font-size:16px}
.chat-sup .chat-f button{background:var(--green)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
@media (max-width:600px){.pa-chat{inset:0;width:auto;height:auto;max-height:none;border-radius:0}.chat-fab{right:14px;bottom:14px}.nav-act{gap:8px}.nav-sup{font-size:14px}.nav-act .btn-sm{padding:9px 12px;font-size:14px}}
@media (max-width:600px){.nav .wm small{display:none}.nav .logo{gap:8px}.nav-act .btn-sm{padding:8px 10px;font-size:13px}.nav-sup{font-size:13px;padding:4px 2px}.nav-act{gap:6px}}

/* Wat kan uw PriveAgent */
.kern{font-family:Georgia,"Times New Roman",serif;font-size:24px;color:var(--navy);margin:8px 0 10px}
.kgrid{grid-template-columns:repeat(4,1fr)}
.kc ul{list-style:none;color:var(--mut);font-size:15px;line-height:1.55}
.kc li{position:relative;padding-left:16px;margin-bottom:6px}
.kc li::before{content:"";position:absolute;left:0;top:.62em;width:6px;height:6px;border-radius:50%;background:var(--gold2)}
.fine{color:var(--mut);font-size:14px;margin-top:18px}
.case{background:var(--bg2);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:36px;margin:48px 0 10px}
.case h3{font-size:26px;margin-bottom:12px}
.case>p{color:var(--mut)}
.case ul{margin:16px 0}
.case blockquote{font-family:Georgia,serif;font-size:20px;font-style:italic;color:var(--navy);border-left:2px solid var(--gold2);padding-left:18px;margin-top:20px}
.case cite{display:block;font-style:normal;font-family:-apple-system,Arial,sans-serif;font-size:14px;color:var(--mut);margin-top:8px}
.trust ul{margin:10px 0}
@media (max-width:900px){.kgrid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.kgrid{grid-template-columns:1fr}.case{padding:24px}.kern{font-size:21px}}

.why{background:#f6f0e4;border-left:3px solid var(--gold);border-radius:6px;padding:10px 16px;margin:6px 0 22px;color:var(--navy);font-size:16px;max-width:760px}
.why b{color:var(--gold)}
#prijs .why{margin-left:auto;margin-right:auto;text-align:center;border-left:0}
#waarom{padding:72px 0}
.wgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:0 32px;margin-top:24px}
@media (max-width:900px){.wgrid{grid-template-columns:1fr}}

.betr{margin-top:36px}

/* ===== v3 modern (2026) ===== */
:root{--sans:-apple-system,BlinkMacSystemFont,"SF Pro Display","SF Pro Text",Inter,"Segoe UI",Roboto,sans-serif;--r:18px;--sh:0 1px 2px rgba(20,33,61,.04),0 4px 12px rgba(20,33,61,.05),0 16px 40px rgba(20,33,61,.07);--sh2:0 2px 4px rgba(20,33,61,.05),0 12px 28px rgba(20,33,61,.09),0 30px 60px rgba(20,33,61,.10)}
body{font:17.5px/1.75 var(--sans);-webkit-font-smoothing:antialiased;color:#1f2633}
h1,h2,h3,.kern,.price-n,.num,.chat-h b{font-family:var(--sans);font-weight:700;letter-spacing:-.02em}
h3{font-weight:650;letter-spacing:-.01em}
.wrap{max-width:1160px;padding:0 28px}
.sec{padding:120px 0}
#waarom{padding:110px 0}
h2{font-size:clamp(30px,3.4vw,42px);line-height:1.15;margin-bottom:16px}
h2::after{width:40px;height:3px;border-radius:2px;margin-top:18px}
.alt{background:#f5f7fa;border:0}
/* header */
.nav{background:rgba(255,255,255,.72);-webkit-backdrop-filter:saturate(180%) blur(16px);backdrop-filter:saturate(180%) blur(16px);border-bottom:1px solid transparent;transition:background .25s,border-color .25s,box-shadow .25s;z-index:15}
.nav.scrolled{background:rgba(255,255,255,.82);border-bottom-color:rgba(20,33,61,.08);box-shadow:0 4px 20px rgba(20,33,61,.06)}
.nav-in{height:76px;gap:20px}
.nav-links{display:flex;gap:4px;margin-left:auto}
.nav-links a{font-size:15px;font-weight:500;color:#3a4458;text-decoration:none;padding:8px 12px;border-radius:10px;transition:background .15s,color .15s}
.nav-links a:hover{background:rgba(20,33,61,.06);color:var(--navy)}
a:focus-visible,.btn:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible,.tbl-wrap:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
input:focus,textarea:focus{outline:3px solid rgba(168,132,63,.45);border-color:var(--gold)}
/* buttons */
.btn{border-radius:12px;padding:14px 24px;font-weight:600;letter-spacing:-.005em;transition:transform .18s,box-shadow .18s,background .18s}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(20,33,61,.22)}
.btn-sm{padding:9px 16px;border-radius:10px}
.btn-gold{background:var(--gold);border-color:var(--gold);color:#fff;width:auto}
.btn-gold:hover{background:#8f6f33;border-color:#8f6f33}
#prijs .btn-gold{width:100%}
/* hero */
.hero{position:relative;overflow:hidden;color:#fff;padding:120px 0 128px;background:radial-gradient(700px 420px at 78% 35%,rgba(201,164,92,.22),transparent 65%),radial-gradient(600px 360px at 10% 110%,rgba(201,164,92,.10),transparent 70%),linear-gradient(160deg,#0f1a33 0%,#14213d 100%)}
.nav{background:rgba(255,255,255,.9)}
.hero h1{color:#fff;font-size:clamp(38px,5.2vw,64px);line-height:1.04;letter-spacing:-.035em;font-weight:800;max-width:720px}
.hero em{font-style:normal;color:#d9bc7e}
.hero .eyebrow{color:#d9bc7e}
.eyebrow{font-size:13px;letter-spacing:.16em;margin-bottom:16px}
.hero .lead{color:#c7cfdd;font-size:19.5px;line-height:1.65}
.hero .btn-ghost{color:#fff;border-color:rgba(255,255,255,.3);background:rgba(255,255,255,.06)}
.hero .btn-ghost:hover{background:rgba(255,255,255,.14)}
.glass{list-style:none;display:flex;flex-wrap:wrap;gap:10px;margin-top:34px}
.glass li{font-size:14px;padding:8px 14px 8px 32px;position:relative;border-radius:999px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);color:#e8ecf3}
.glass li::before{content:"";position:absolute;left:12px;top:50%;width:12px;height:12px;margin-top:-6px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12l4 4 8-8' fill='none' stroke='white' stroke-width='3.5'/%3E%3C/svg%3E") center/9px no-repeat}
.mac{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);color:#dfe5ef;box-shadow:0 20px 40px rgba(0,0,0,.25)}
.lock{stroke:#d9bc7e}
.phone{box-shadow:0 40px 80px rgba(0,0,0,.45),0 0 0 1px rgba(255,255,255,.12) inset,0 0 80px rgba(201,164,92,.18)}
.mock figcaption{color:#9fabc0}
/* trustbar licht */
.trustbar{background:#fff;color:var(--navy);border-bottom:1px solid var(--line)}
.tb{padding-top:34px;padding-bottom:34px}
.tb p{font-size:15px;font-weight:500}
.tb svg{stroke:var(--gold)}
.tb svg.ok{stroke:var(--green)}
/* cards */
.card,.trust{border:1px solid rgba(20,33,61,.07);border-radius:var(--r);box-shadow:var(--sh);transition:transform .25s ease,box-shadow .25s ease}
.card:hover,.trust:hover{transform:translateY(-4px);box-shadow:var(--sh2)}
.trust{border-top:1px solid rgba(20,33,61,.07);position:relative;overflow:hidden}
.trust::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:linear-gradient(90deg,var(--gold),#d9bc7e)}
.card h3,.trust h3{font-size:20px}
.ic{border-radius:14px;background:linear-gradient(145deg,#f8f2e6,#efe4cc)}
.kern{font-size:clamp(21px,2.2vw,26px);font-weight:600;color:#3a4458}
/* bento */
.bento{grid-template-columns:repeat(3,1fr);gap:20px}
.bento .big{grid-column:span 2;background:linear-gradient(150deg,#14213d,#1d2d50);color:#fff;border:0;padding:38px}
.bento .big h3{color:#fff;font-size:26px}
.bento .big ul{color:#c7cfdd;font-size:16.5px}
.bento .big .ic{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16)}
.bento .big .ic svg{stroke:#d9bc7e}
.case{border-radius:var(--r);border:1px solid rgba(20,33,61,.07);border-left:4px solid var(--gold);background:#fff;box-shadow:var(--sh);padding:44px}
.why{border-radius:12px}
/* compare */
.tbl-wrap{overflow-x:auto;border-radius:var(--r);box-shadow:var(--sh);border:1px solid rgba(20,33,61,.07);background:#fff;margin-top:10px}
.cmp{width:100%;border-collapse:collapse;min-width:640px;font-size:16px}
.cmp th,.cmp td{padding:18px 22px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.cmp tbody tr:last-child th,.cmp tbody tr:last-child td{border-bottom:0}
.cmp thead th{font-size:14px;letter-spacing:.02em;color:var(--mut);font-weight:600;background:#fafbfc}
.cmp thead th.pa{background:var(--navy);color:#fff;font-size:16px}
.cmp tbody th{font-weight:600;color:var(--navy);width:26%}
.cmp td{color:var(--mut)}
.cmp td.pa{background:#f8f4ea;color:var(--navy);font-weight:600;padding-left:46px;position:relative}
.cmp td.pa::before{content:"";position:absolute;left:20px;top:22px;width:16px;height:16px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12l4 4 8-8' fill='none' stroke='white' stroke-width='3'/%3E%3C/svg%3E") center/12px no-repeat}
/* day timeline */
.day{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:40px;position:relative}
.day::before{content:"";position:absolute;left:24px;right:24px;top:22px;height:2px;background:linear-gradient(90deg,var(--gold),rgba(20,33,61,.25))}
.day li{position:relative;padding-top:58px}
.day time{position:absolute;top:0;left:0;background:var(--navy);color:#fff;font-weight:700;font-size:15px;padding:10px 14px;border-radius:12px;box-shadow:0 0 0 6px #f5f7fa;font-variant-numeric:tabular-nums}
.day li>div{background:#fff;border-radius:var(--r);padding:24px;box-shadow:var(--sh);height:100%;border:1px solid rgba(20,33,61,.07)}
.day h3{font-size:18px;margin-bottom:6px}
.day p{color:var(--mut);font-size:15.5px;line-height:1.6}
.timeline .num{font-family:var(--sans);font-weight:700}
/* prijs */
.price{border-radius:22px;border:0;box-shadow:var(--sh2)}
.price-h{background:linear-gradient(150deg,#0f1a33,#14213d)}
.price-n{font-weight:800;letter-spacing:-.03em}
/* faq */
#faq details{border:1px solid rgba(20,33,61,.08);border-radius:16px;padding:0;margin-bottom:12px;background:#fff;box-shadow:0 1px 2px rgba(20,33,61,.04);transition:box-shadow .2s}
#faq details[open]{box-shadow:var(--sh)}
#faq summary{padding:20px 64px 20px 24px;font-weight:600;font-size:17.5px}
#faq summary::-webkit-details-marker{display:none}
#faq summary::after{content:"+";right:20px;top:50%;transform:translateY(-50%);width:30px;height:30px;border-radius:50%;background:#f4efe3;color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:600}
#faq details[open] summary::after{content:"\2212";background:var(--navy);color:#fff}
#faq details p{padding:0 24px 22px;margin:0}
/* contact */
.cta-box{text-align:center;background:linear-gradient(160deg,#0f1a33,#14213d);color:#fff;border-radius:22px;padding:48px 32px;margin-bottom:34px;position:relative;overflow:hidden;box-shadow:var(--sh2)}
.cta-box::before{content:"";position:absolute;inset:0;background:radial-gradient(400px 200px at 80% 0%,rgba(201,164,92,.25),transparent 70%);pointer-events:none}
.cta-box h2{color:#fff;position:relative}
.cta-box h2::after{margin:18px auto 0;background:#d9bc7e}
.cta-box p{color:#c7cfdd;position:relative;font-size:18px}
#contact form{background:#fff;border-radius:var(--r);padding:32px;box-shadow:var(--sh);border:1px solid rgba(20,33,61,.07)}
input,textarea{border-radius:12px;border-color:#d5dae3}
.contact{border-radius:var(--r)}
.photo{box-shadow:var(--sh2),0 0 0 10px #fff}
blockquote{font-family:Georgia,serif}
.chat-fab{font-family:var(--sans);border-radius:999px}
.pa-chat{border-radius:20px;box-shadow:var(--sh2),0 0 0 1px rgba(20,33,61,.06)}
.fade{transform:translateY(24px)}
@media (max-width:1060px){.nav-links{display:none}}
@media (max-width:900px){.bento{grid-template-columns:1fr 1fr}.day{grid-template-columns:1fr 1fr}.day::before{display:none}.sec{padding:96px 0}}
@media (max-width:600px){.hero{padding:72px 0 84px}.sec,#waarom{padding:76px 0}.bento,.day{grid-template-columns:1fr}.bento .big{grid-column:auto;padding:30px}.wrap{padding:0 20px}.case{padding:26px}.cta-box{padding:36px 22px}#contact form{padding:22px}.glass li{font-size:13px}.pa-chat{border-radius:0}}
@media (prefers-reduced-motion:reduce){.card,.trust,.nav,#faq details{transition:none}.card:hover,.trust:hover,.btn:hover{transform:none}}
.chat-fab{box-shadow:0 8px 24px rgba(20,33,61,.35),0 0 0 2px rgba(217,188,126,.55)}
.price-n small{font-weight:500;letter-spacing:0}
.swipe{display:none;font-size:13px;color:var(--mut);margin-top:8px}
@media (max-width:600px){.nav .wrap{padding:0 14px}.nav-in{gap:8px}.nav .wm b{font-size:14px;letter-spacing:.12em}.nav .logo img{width:32px;height:38px}.nav-act .btn-sm{padding:8px 10px;font-size:13px}.swipe{display:block}}

/* kluis-band: wachtwoorden en gegevens alleen van u */
.vault{background:linear-gradient(135deg,#0f1a33,#14213d);color:#fff;padding:44px 0}
.vault-in{display:flex;gap:28px;align-items:center;max-width:960px}
.vault-ico{flex:0 0 72px;height:72px;border-radius:20px;background:rgba(168,132,63,.15);border:1px solid rgba(168,132,63,.5);display:grid;place-items:center}
.vault-ico svg{width:36px;height:36px;fill:none;stroke:#d4b26a;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.vault h2{font-size:clamp(22px,2.6vw,30px);margin:0 0 8px;color:#fff;letter-spacing:-.01em}
.vault p{margin:0;color:rgba(255,255,255,.82);font-size:17px;line-height:1.6}
.vault strong{color:#d4b26a}
@media (max-width:640px){.vault-in{flex-direction:column;align-items:flex-start;gap:16px}.vault{padding:34px 0}}

/* En nog veel meer */
.more{margin-top:28px;padding:28px 30px;border-radius:20px;background:#f5f7fa;border:1px solid #e3e8ef}
.more h3{margin:0 0 16px;font-size:22px;color:#14213d}
.more-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px 26px}
.more-grid div{display:flex;flex-direction:column;gap:4px;padding-left:14px;border-left:3px solid #a8843f}
.more-grid b{color:#14213d;font-size:16px}
.more-grid span{color:#4a5568;font-size:15px;line-height:1.5}
@media (max-width:820px){.more-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.more-grid{grid-template-columns:1fr}.more{padding:22px 18px}}

.more-opt{background:#fff;border-style:dashed}
.more-note{margin:-8px 0 16px;color:#4a5568;font-size:15px}
.more-opt .more-grid div{border-left-color:#3f8f6b}

/* ===== Chat v2 (modern) ===== */
.chat-fab{gap:10px;padding:8px 20px 8px 8px;font:600 15px/1 var(--sans,-apple-system,system-ui,sans-serif);background:linear-gradient(135deg,#1c2d52,#14213d);box-shadow:0 10px 28px rgba(20,33,61,.32),inset 0 0 0 1px rgba(168,132,63,.35);transition:transform .2s,box-shadow .2s}
.chat-fab:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(20,33,61,.38),inset 0 0 0 1px rgba(168,132,63,.6)}
.fab-ic{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.1);display:grid;place-items:center}
.chat-fab.pulse{animation:fabp 1.6s ease-out .6s 1}
@keyframes fabp{0%{box-shadow:0 10px 28px rgba(20,33,61,.32),0 0 0 0 rgba(168,132,63,.55)}100%{box-shadow:0 10px 28px rgba(20,33,61,.32),0 0 0 18px rgba(168,132,63,0)}}
.pa-chat{width:400px;height:600px;max-height:calc(100vh - 110px);border:0;border-radius:20px;box-shadow:0 24px 60px rgba(20,33,61,.28),0 0 0 1px rgba(20,33,61,.08);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",system-ui,sans-serif;background:#f6f7fa;opacity:0;transform:translateY(12px) scale(.96);transform-origin:bottom right;transition:opacity .2s ease,transform .2s ease}
.pa-chat.open{opacity:1;transform:none}
.chat-h{gap:12px;justify-content:flex-start;padding:16px 16px 16px 18px;border-bottom:0;background:linear-gradient(135deg,#1d2e55,#14213d);box-shadow:inset 0 -2px 0 #a8843f}
.chat-sup .chat-h{background:linear-gradient(135deg,#4aa07a,#3f8f6b 60%,#357a5b);box-shadow:inset 0 -2px 0 #2c6b4f}
.av{flex:none;width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:#fff;box-shadow:0 0 0 2px rgba(255,255,255,.35)}
.av-sam{background:#2f7a58}
.chat-ht{flex:1;min-width:0}
.chat-h b{font:600 18px/1.2 -apple-system,system-ui,sans-serif;display:flex;align-items:center;gap:8px}
.chat-h small{display:flex;align-items:center;gap:6px;opacity:.9;font-size:12.5px;margin-top:3px}
.dot{width:8px;height:8px;border-radius:50%;background:#4ade80;box-shadow:0 0 0 2px rgba(74,222,128,.3)}
.tag{margin:0;padding:2px 7px;border:0;border-radius:999px;background:rgba(255,255,255,.16);font-size:9.5px;font-weight:600;letter-spacing:.08em;opacity:.85}
.chat-x{flex:none;width:36px;height:36px;padding:0;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.12);transition:background .15s}
.chat-x:hover{background:rgba(255,255,255,.24)}
.chat-log{padding:18px 14px;gap:12px;background:radial-gradient(circle at 1px 1px,rgba(20,33,61,.05) 1px,transparent 0) 0 0/18px 18px,linear-gradient(#f8f9fb,#f1f3f7)}
.pa-chat .pa-row{display:grid;grid-template-columns:none;display:flex;align-items:flex-end;gap:8px;animation:rin .25s ease both}
.pa-row.me{background:none;align-self:auto;justify-content:flex-end}
@keyframes rin{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.bw{display:flex;flex-direction:column;max-width:80%}
.pa-row.me .bw{align-items:flex-end}
.mav{flex:none;width:28px;height:28px;border-radius:50%;background:#fff;display:grid;place-items:center;box-shadow:0 1px 3px rgba(20,33,61,.15);margin-bottom:18px}
.mav-sam{background:#3f8f6b}
.typ .mav{margin-bottom:0}
.msg{max-width:none;padding:10px 14px;line-height:1.55;border-radius:18px;font-size:14.5px}
.msg.bot{background:#fff;border:0;border-bottom-left-radius:6px;box-shadow:0 1px 2px rgba(20,33,61,.08),0 2px 8px rgba(20,33,61,.04);color:#1d2433}
.msg.me{background:linear-gradient(135deg,#1f3260,#14213d);border-bottom-right-radius:6px;box-shadow:0 2px 8px rgba(20,33,61,.18)}
.chat-sup .msg.me{background:linear-gradient(135deg,#48a079,#3f8f6b)}
.msg code{font:12.5px/1.4 ui-monospace,SFMono-Regular,Menlo,monospace;background:#eef1f6;color:#14213d;padding:2px 6px;border-radius:6px;border:1px solid #e1e5ec}
.msg a{color:inherit;text-decoration:underline}
.ts{font-size:10.5px;color:#8a93a3;margin:4px 6px 0}
.dots{display:inline-flex;gap:4px;padding:4px 2px}
.dots i{width:7px;height:7px;border-radius:50%;background:#9aa3b2;animation:dt 1s infinite ease-in-out}
.dots i:nth-child(2){animation-delay:.15s}.dots i:nth-child(3){animation-delay:.3s}
@keyframes dt{0%,60%,100%{transform:translateY(0);opacity:.5}30%{transform:translateY(-4px);opacity:1}}
.chips{flex-wrap:nowrap;overflow-x:auto;gap:8px;padding:10px 14px;border-top:1px solid #e6e9ef;background:#fff;scrollbar-width:none}
.chips::-webkit-scrollbar{display:none}
.chips button{flex:none;white-space:nowrap;background:#f3f5f9;border:1px solid #e1e5ec;color:#14213d;padding:7px 13px;font:500 13px/1.2 -apple-system,system-ui,sans-serif;transition:background .15s,border-color .15s,color .15s}
.chips button:hover{background:#14213d;border-color:#14213d;color:#fff}
.chat-sup .chips button{border-color:#d4e8de;color:#2c6b4f;background:#f1f8f4}
.chat-sup .chips button:hover{background:#3f8f6b;border-color:#3f8f6b;color:#fff}
.chat-f{gap:8px;align-items:center;padding:6px 12px 8px;border-top:0;background:#fff}
.chat-f input{border:1px solid #e1e5ec;background:#f6f7fa;border-radius:999px;padding:11px 16px;font-size:15px;transition:border-color .15s,box-shadow .15s}
.chat-f input:focus{outline:0;border-color:#a8843f;background:#fff;box-shadow:0 0 0 3px rgba(168,132,63,.18)}
.chat-sup .chat-f input:focus{border-color:#3f8f6b;box-shadow:0 0 0 3px rgba(63,143,107,.18)}
.chat-f button{flex:none;width:42px;height:42px;padding:0;border-radius:50%;display:grid;place-items:center;transition:transform .15s,opacity .15s}
.chat-f button:not(:disabled):hover{transform:scale(1.06)}
.chat-f button:disabled{opacity:.35;cursor:default}
.chat-note{margin:0;padding:0 14px 10px;background:#fff;font-size:11px;line-height:1.4;color:#8a93a3;text-align:center}
@media (max-width:600px){.pa-chat{inset:0;width:auto;height:auto;max-height:none;border-radius:0;transform-origin:bottom center}.bw{max-width:84%}}
@media (prefers-reduced-motion:reduce){.pa-chat,.pa-row,.chat-fab,.chips button,.chat-x{transition:none;animation:none}.dots i{animation:none;opacity:.7}}

/* ===== Sam inlogstap ===== */
.chat-sup.locked .chat-log,.chat-sup.locked .chips,.chat-sup.locked .chat-f{display:none}
.sam-auth{display:none}
.chat-sup.locked .sam-auth{display:block;flex:1;overflow-y:auto;padding:20px 20px 12px;background:radial-gradient(circle at 1px 1px,rgba(20,33,61,.05) 1px,transparent 0) 0 0/18px 18px,linear-gradient(#f8f9fb,#f1f3f7)}
.sam-auth form{background:#fff;border-radius:16px;padding:20px;box-shadow:0 1px 2px rgba(20,33,61,.08),0 4px 14px rgba(20,33,61,.06)}
.sam-auth form[hidden]{display:none}
.sam-auth h3{margin:0 0 6px;font:600 17px/1.3 -apple-system,system-ui,sans-serif;color:#14213d}
.auth-i{margin:0 0 14px;font-size:13.5px;line-height:1.5;color:#4a5466}
.sam-auth label{display:block;font-size:12.5px;font-weight:600;color:#14213d;margin:10px 0 5px}
.sam-auth input{width:100%;box-sizing:border-box;border:1px solid #d9dee6;background:#f6f7fa;border-radius:12px;padding:11px 14px;font:15px -apple-system,system-ui,sans-serif;transition:border-color .15s,box-shadow .15s}
.sam-auth input:focus{outline:0;border-color:#3f8f6b;background:#fff;box-shadow:0 0 0 3px rgba(63,143,107,.18)}
.sam-auth .code-in{font:600 24px/1 ui-monospace,Menlo,monospace;letter-spacing:.45em;text-align:center;padding:13px 8px 13px 18px}
.auth-err{min-height:1em;margin:10px 0 0;font-size:12.5px;line-height:1.4;color:#b42318}
.auth-err:empty{margin:0}
.auth-btn{width:100%;margin-top:14px;border:0;border-radius:999px;padding:12px 16px;background:linear-gradient(135deg,#48a079,#3f8f6b);color:#fff;font:600 15px -apple-system,system-ui,sans-serif;cursor:pointer;box-shadow:0 2px 8px rgba(63,143,107,.3);transition:transform .15s}
.auth-btn:hover{transform:translateY(-1px)}
.auth-links{display:flex;justify-content:space-between;gap:8px;margin-top:12px}
.auth-link{background:none;border:0;padding:4px 0;font:500 13px -apple-system,system-ui,sans-serif;color:#2c6b4f;text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.auth-link:disabled{color:#9aa3b2;text-decoration:none;cursor:default}
.demo-tag{margin:0 0 12px;padding:7px 10px;border:1px dashed #a8843f;border-radius:10px;background:#fbf7ee;color:#7a5f2a;font:500 11.5px/1.4 ui-monospace,Menlo,monospace;text-align:center}
.chat-out{flex:none;background:rgba(255,255,255,.14);border:0;color:#fff;border-radius:999px;padding:8px 12px;font:600 12px -apple-system,system-ui,sans-serif;cursor:pointer}
.chat-out:hover{background:rgba(255,255,255,.26)}
.chat-out[hidden]{display:none}
.vink{flex:none}
.chat-sup.locked .chat-note{border-top:1px solid #e6e9ef;padding-top:10px}

/* ===== Eenvoud-update (2026-11-10): grotere letters, meer witruimte ===== */
body{font-size:18.5px;line-height:1.75}
.intro,.card li,.trust p,.steps p,.day p,.more-grid span,details p,.founder p,.case li{font-size:18px}
.fine,.note{font-size:16px}
.card li{margin-bottom:8px}
.gewoon{padding:80px 0;background:#fff}
.gw-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:34px}
.gw{background:#f6f0e4;border-radius:var(--r,18px);padding:30px 28px;border-top:4px solid var(--gold)}
.gw-n{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:14px}
.gw h3{font-size:22px;margin-bottom:8px}
.gw p{font-size:19px;color:var(--ink);line-height:1.6}
.vault{padding:32px 0}
.vault p{font-size:18px}
.vraag{margin-top:40px;max-width:760px}
.meer-wrap{margin-top:36px;text-align:center}
.meer-wrap #meer{text-align:left;margin-top:30px}
.meer-knop::after{content:" +";color:var(--gold)}
.meer-knop[aria-expanded="true"]::after{content:" −"}
.dag-h{font-size:24px;margin-top:70px}
#veiligheid .case.betr{margin-top:40px}
@media (max-width:900px){.gw-grid{grid-template-columns:1fr}}
@media (max-width:600px){.nav-act .btn-sm{font-size:12px;padding:7px 8px;line-height:1.2;max-width:150px;text-align:center}}

/* ===== Sam: inloggen met verificatiecode ===== */
.sam-kaart{margin:0;border-bottom:1px solid var(--line);background:#fff;font-size:14px}
.sam-kaart summary{font-size:14px;padding:8px 14px;color:var(--green);font-weight:600}
.sam-kaart summary::after{right:14px;font-size:18px}
.sam-kaart ul{list-style:none;padding:0 14px 10px;margin:0}
.sam-kaart li{padding:2px 0;color:var(--ink)}
details.sam-kaart{padding:0}
.sam-auth form input{margin:0}.sam-auth form label{margin:12px 0 5px;padding:0}.sam-auth .auth-i{margin-bottom:6px}.chat-sup.locked .sam-auth{padding-top:14px}
.sam-auth form{padding:16px 18px 18px}.sam-auth form label{margin:9px 0 4px}.sam-auth .demo-tag{margin-bottom:10px}.sam-auth .auth-btn{margin-top:12px}
.sam-auth h3{margin-bottom:4px}.sam-auth .auth-i{margin-bottom:2px;font-size:13px}.chat-sup.locked .sam-auth{padding:12px 16px 16px}
.taakchips{border:0;padding:8px 0 0}
.nav-links a{white-space:nowrap}.nav-act .btn-sm{white-space:nowrap}@media (max-width:1280px){.nav-links{display:none}}@media (max-width:600px){.nav-act .btn-sm{white-space:normal}}

/* ===== Motion & overgangen (2026-11-10) ===== */
html{scroll-padding-top:96px}
/* zachte overgangen tussen secties */
.hero::after{content:"";position:absolute;left:-5%;right:-5%;bottom:-1px;height:70px;background:#fff;border-radius:50% 50% 0 0/100% 100% 0 0;pointer-events:none}
.hero .hero-in{position:relative;z-index:1}
.vault{position:relative;clip-path:polygon(0 18px,100% 0,100% calc(100% - 18px),0 100%);padding:52px 0}
.sec.alt{border:0;background:linear-gradient(180deg,#fff 0,#f3f5f8 90px,#f3f5f8 calc(100% - 90px),#fff 100%)}
.cta-box{position:relative}
.foot{position:relative;border-top:0 !important}
.foot::before{content:"";position:absolute;left:0;right:0;top:-40px;height:41px;background:inherit;clip-path:ellipse(70% 100% at 50% 100%)}
/* hero-gloed voor parallax */
.hero-glow{position:absolute;inset:-40px 0 0;pointer-events:none;background:radial-gradient(520px 320px at 78% 35%,rgba(201,164,92,.18),transparent 70%);will-change:transform}
.mock{will-change:transform}
/* scroll-onthulling: alleen actief als JS de class zet */
.js-motion .fade{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s cubic-bezier(.2,.7,.2,1)}
.js-motion .fade.in{opacity:1;transform:none}
/* voortgangsbalk */
.pa-progress{position:fixed;top:0;left:0;right:0;height:3px;background:var(--gold2);transform-origin:0 50%;transform:scaleX(0);z-index:50;pointer-events:none}
/* actieve sectie in menu */
.nav-links a.actief{color:var(--navy);background:rgba(201,164,92,.14);box-shadow:inset 0 -2px 0 var(--gold)}
/* zacht openen */
.uitklap-in{animation:paIn .35s cubic-bezier(.2,.7,.2,1)}
@keyframes paIn{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}
details[open] > :not(summary){animation:paIn .3s ease}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.js-motion .fade{opacity:1;transform:none;transition:none}.pa-progress{display:none}.uitklap-in,details[open]>:not(summary){animation:none}.hero-glow,.mock{transform:none !important}}
@media (max-width:600px){.hero::after{height:36px}.vault{clip-path:polygon(0 10px,100% 0,100% calc(100% - 10px),0 100%)}}
/* boekhoudtegel voetnoot */
.kc .voet{margin-top:10px;font-size:13.5px;color:var(--mut);font-style:italic}
/* ===== Hero-telefoon (iPhone-achtig) ===== */
.ip-mock{width:330px;padding:10px 0 0;perspective:1400px}
.ip-tilt{transform:rotateY(-8deg) rotateX(2deg);transform-style:preserve-3d;transition:transform .2s linear;will-change:transform}
.ip{position:relative;width:272px;margin-left:auto;border-radius:46px;padding:9px;background:linear-gradient(145deg,#5b6170,#2b303b 30%,#1a1e27 60%,#454b58);box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.18),inset 0 0 0 3px #0b0e14,0 2px 0 rgba(255,255,255,.06)}
.ip::before{content:"";position:absolute;right:-2.5px;top:120px;width:3px;height:62px;border-radius:2px;background:#3a3f4b}
.ip::after{content:"";position:absolute;left:-2.5px;top:96px;width:3px;height:36px;border-radius:2px;background:#3a3f4b;box-shadow:0 52px 0 #3a3f4b}
.ip-screen{position:relative;border-radius:38px;overflow:hidden;background:#eef1f6;display:flex;flex-direction:column;height:540px}
.ip-island{position:absolute;top:10px;left:50%;width:86px;height:25px;margin-left:-43px;border-radius:14px;background:#000;z-index:3}
.ip-status{display:flex;justify-content:space-between;align-items:center;padding:14px 22px 0 28px;height:44px;font:600 13.5px/1 var(--sans);color:#0b0e14;background:#f8f9fb}
.ip-ic{display:flex;gap:5px;align-items:center}.ip-ic svg{height:11px;width:auto;fill:#0b0e14}
.ip-head{display:flex;align-items:center;gap:10px;padding:8px 14px 10px;background:rgba(248,249,251,.96);border-bottom:1px solid rgba(20,33,61,.08)}
.ip-av{width:36px;height:36px;border-radius:50%;background:#fff;display:grid;place-items:center;box-shadow:0 0 0 1px rgba(20,33,61,.1)}.ip-av img{width:20px;height:auto}
.ip-head b{display:block;font-size:14px;color:var(--navy);line-height:1.2}
.ip-head small{display:flex;align-items:center;gap:5px;font-size:11.5px;color:#2f9e63}.ip-head small i{width:7px;height:7px;border-radius:50%;background:#34c46e}
.ip-chat{flex:1;display:flex;flex-direction:column;gap:9px;padding:14px 11px;background:radial-gradient(circle at 1px 1px,rgba(20,33,61,.05) 1px,transparent 0) 0 0/16px 16px,#eef1f6}
.ipb{position:relative;max-width:82%;margin:0;font-size:13px;line-height:1.4;padding:8px 11px 7px;border-radius:17px}
.ipb time{display:flex;justify-content:flex-end;align-items:center;gap:3px;margin-top:2px;font-size:10px;opacity:.65}
.ipb.me{align-self:flex-end;background:#14213d;color:#fff;border-bottom-right-radius:5px}
.ipb.ai{align-self:flex-start;background:#fff;color:#1f2633;border-bottom-left-radius:5px;box-shadow:0 1px 2px rgba(20,33,61,.08),0 4px 12px rgba(20,33,61,.06)}
.ip-ck{width:15px;height:10px;fill:none;stroke:#d9bc7e;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.ip-typ{display:none}
.ip-in{display:flex;align-items:center;gap:8px;padding:8px 10px 6px;background:#f8f9fb;border-top:1px solid rgba(20,33,61,.07)}
.ip-plus{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;color:#5b6474;font-size:22px;line-height:1}
.ip-field{flex:1;border:1px solid #dfe3ea;border-radius:16px;padding:6px 12px;font-size:12.5px;color:#9aa3b2;background:#fff}
.ip-send{width:30px;height:30px;border-radius:50%;background:#14213d;display:grid;place-items:center}.ip-send svg{width:15px;height:15px;fill:none;stroke:#fff;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.ip-home{height:20px;background:#f8f9fb;position:relative}.ip-home::after{content:"";position:absolute;left:50%;bottom:7px;width:110px;margin-left:-55px;height:4px;border-radius:3px;background:#0b0e14}
.ip-glare{position:absolute;inset:9px;border-radius:38px;pointer-events:none;background:linear-gradient(115deg,rgba(255,255,255,.28) 0,rgba(255,255,255,.06) 28%,transparent 42%,transparent 78%,rgba(255,255,255,.07) 100%);mix-blend-mode:screen}
.ip-shadow{width:240px;height:26px;margin:-6px 0 0 auto;margin-right:16px;border-radius:50%;background:radial-gradient(closest-side,rgba(0,0,0,.55),transparent);filter:blur(6px)}
.ip-mac{position:absolute;left:-58px;bottom:96px;display:flex;align-items:center;gap:8px;padding:11px 15px;border-radius:14px;font-size:12.5px;font-weight:500;color:#eef1f6;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);box-shadow:0 14px 30px rgba(0,0,0,.3);z-index:2}
.ip-mac .lock{width:16px;height:16px}
.ip-mock figcaption{margin-top:6px}
/* berichten-animatie: alleen als JS de class zet */
.ip-anim .ipb:not(.ip-typ){opacity:0;transform:translateY(8px) scale(.97);transition:opacity .35s ease,transform .35s cubic-bezier(.2,.7,.2,1)}
.ip-anim .ipb.me{transform-origin:100% 100%}.ip-anim .ipb.ai{transform-origin:0 100%}
.ip-anim .ipb.toon{opacity:1;transform:none}
.ip-typ.aan{display:flex;gap:4px;padding:11px 13px}
.ip-typ span{width:6px;height:6px;border-radius:50%;background:#9aa3b2;animation:ipDot 1s infinite}
.ip-typ span:nth-child(2){animation-delay:.15s}.ip-typ span:nth-child(3){animation-delay:.3s}
@keyframes ipDot{0%,60%,100%{opacity:.35;transform:none}30%{opacity:1;transform:translateY(-3px)}}
@media (max-width:900px){.ip-mac{left:-30px}}
@media (max-width:600px){.ip-mock{width:250px;perspective:none}.ip-tilt{transform:none!important}.ip{width:236px;margin:0 auto;border-radius:40px;padding:8px}.ip-screen{height:470px;border-radius:33px}.ip-glare{inset:8px;border-radius:33px}.ip-shadow{margin:-4px auto 0;width:200px}.ip-mac{position:static;margin:14px auto 0;width:max-content}.ipb{font-size:12.5px}}
@media (prefers-reduced-motion:reduce){.ip-tilt{transform:none!important;transition:none}.ip-anim .ipb{opacity:1!important;transform:none!important;transition:none}.ip-typ span{animation:none}}
.ip-chat{min-height:0;overflow:hidden}.ip-in,.ip-home,.ip-status,.ip-head{flex:none}
.ip-mac{left:-168px;bottom:118px;transform:translateZ(0)}
@media (max-width:900px){.ip-mac{left:-150px}}
@media (max-width:600px){.ip-screen{height:500px}.ip-mac{transform:none}}
@media (max-width:600px){.ip-island{width:70px;margin-left:-35px;height:22px}.ip-status{padding:14px 16px 0 24px;font-size:12.5px}.ip-ic svg{height:10px}}

/* Voor wie */
.vw-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:18px}
.vw{background:#fff;border:1px solid #e3e8ef;border-radius:14px;padding:14px 16px;display:flex;flex-direction:column;gap:4px;box-shadow:0 2px 10px rgba(20,33,61,.05)}
.vw b{color:#14213d;font-size:16px}
.vw span{color:#5a6577;font-size:14px;line-height:1.4}
@media (max-width:1000px){.vw-grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:600px){.vw-grid{grid-template-columns:1fr 1fr}}

/* Thema 2026-11-10 21:13: warmer, minder leeg */
:root{--bg:#faf7f1;--bg2:#f2ece0;--line:#e6dccb}
body{background:var(--bg)}
.sec{padding:68px 0}
.alt{background:var(--bg2)}
#vergelijk{background:linear-gradient(160deg,#14213d 0%,#1d2f55 100%);border-top:3px solid var(--gold2);border-bottom:3px solid var(--gold2)}
#vergelijk h2{color:#fff}
#vergelijk h2::after{background:var(--gold2)}
#vergelijk .intro,#vergelijk .fine,#vergelijk p{color:#d6dbe6}
#vergelijk .intro strong{color:var(--gold2)}
#vergelijk .tbl-wrap{box-shadow:0 24px 60px rgba(0,0,0,.35)}
#voorwie .vw{background:#fff}
@media(max-width:700px){.sec{padding:52px 0}}

/* Mobiel menu + inklapbare secties (2026-11-10 21:16) */
.m-burger,.m-menu,.fold-btn{display:none}
@media (max-width:700px){
  .nav-links{display:none!important}
  .nav-act .btn-sm{display:none}
  .m-burger{display:grid;place-items:center;width:42px;height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;padding:0}
  .m-burger span,.m-burger span::before,.m-burger span::after{display:block;width:20px;height:2px;background:var(--navy);position:relative;content:"";transition:.2s}
  .m-burger span::before{position:absolute;top:-6px}.m-burger span::after{position:absolute;top:6px}
  .m-menu{display:block;position:fixed;inset:0;z-index:40;background:#14213d;padding:84px 26px 30px;overflow:auto;transform:translateY(-100%);transition:transform .3s ease}
  .m-menu.open{transform:none}
  .m-menu a,.m-menu button.m-sup{display:block;width:100%;text-align:left;color:#fff;font:400 22px/1.3 Georgia,serif;padding:15px 0;border:0;border-bottom:1px solid rgba(255,255,255,.12);background:none;text-decoration:none;cursor:pointer}
  .m-menu a.m-cta{margin-top:24px;border:0;background:var(--gold2);color:var(--navy);text-align:center;border-radius:10px;font:600 17px/1 -apple-system,sans-serif;padding:17px}
  .m-close{position:absolute;top:18px;right:20px;width:44px;height:44px;border:0;background:none;color:#fff;font-size:34px;line-height:1;cursor:pointer}
  .fold{position:relative}
  .fold:not(.open) > .wrap{max-height:230px;overflow:hidden;-webkit-mask-image:linear-gradient(#000 55%,transparent);mask-image:linear-gradient(#000 55%,transparent)}
  .fold-btn{display:block;margin:14px auto 0;background:#fff;border:1px solid var(--line);color:var(--navy);border-radius:999px;padding:10px 22px;font-weight:600;font-size:15px;cursor:pointer;box-shadow:0 6px 16px rgba(20,33,61,.08)}
  #vergelijk .fold-btn{background:var(--gold2);border-color:var(--gold2)}
}